Hello Ladies!
Why is it that I always want to blog again around the holidays? Is it the holiday cheer? Wanting to connect with those I care about? IDK....all I know is that my creative juices get flowing and I get ideas. Plus, it never fails that I am asked for advice about something this time of year. Elise has asked for advice on saving money (why me? like I have any!) because she wants to buy a house. Which I don't blame her because according to different things I have read renting is just a waste of money in the long run. So, I have compiled a list of things to do to get her started
1. Read: This is probably the reason she asked me. As a matter of fact her words were, "So I remember you had read a book or ten..." in a text she sent. Did we forget about Jenna, the librarian?
There are many good authors and gurus out there to learn from. My first suggestion is Anthony Robbins (Shallow Hal) simply because, as he puts it, he is the guru on what makes you tick or not tick. He can help you figure out what your weaknesses are, strengths, whatever. My cousin read his book Awaken the Giant Within and he said it changed his life. If you want to view his success just go to my facebook ladies. You'll see him and his girl in my posts. Yeah, the cute one (I meant him). He gave me the book on the condition that I read it. I haven't yet, but looking at his life I should have years ago. He also owns houses and he flips houses. I guess my point is, you can't change habits or make new ones until you figure out what yours are and aren't. Learn more about Tony by clicking his name to go to his website. You can follow him on Twitter and Facebook. You can watch him on Youtube. Plus, I have done a little footwork for each:
My second suggestion is another good author and radio show host (830 AM Christian Radio) is Dave Ramsey. I do not recall him being a big preacher. Actually, I remember him saying to tithe after you get your act together, whereas most in his genre say do it first---but don't quote me. He's real big on getting rid of debt, which is why I looked him up. Also, he makes good points about leasing cars (a.k.a rent-to-own) and paying off mortgages. He is also really adamant about living within your means---which he makes sound pretty doable! He has tools to help you budget. Like this Quick-Start Budget pdf. tool. I really liked his Total Money Makeover.
Elise
Angie
Jenna, again....
My third suggestion is Amy Dacyczyn (pronounced decision), who is a savings legend of the nineties. Some of her methods may be dated, but her advice and insights are still of value. And she even has a website! I still use some of her tips since I confiscated her book from an ex's mom in the early 2000's. Her books are interesting, easy to read, and applicable. I really like her! She's practical: no tricks, special formulas or doo-dads. I pull her book out every once in a while just to relax. She is also about living in one's means and paying off her mortgage. She makes it seems pretty doable also.
Elise
Angie
I will post #2 Coupons in the next post!
Love Cassie
Jenna, I do not need to do this for you.
EliseAngie
Jenna, again....
My third suggestion is Amy Dacyczyn (pronounced decision), who is a savings legend of the nineties. Some of her methods may be dated, but her advice and insights are still of value. And she even has a website! I still use some of her tips since I confiscated her book from an ex's mom in the early 2000's. Her books are interesting, easy to read, and applicable. I really like her! She's practical: no tricks, special formulas or doo-dads. I pull her book out every once in a while just to relax. She is also about living in one's means and paying off her mortgage. She makes it seems pretty doable also.
Elise
Angie
Suggestion number 4 is to browse through your library catalog (you can do that online or on PC at library now!) and google stuff. The knowledge is out there. And remember.....
Love Cassie
I'm not into the whole self-help thing... unless we're talking help with style, fitness, nutrition, beauty and charm! Those are the only instructional books and websites I ever find myself looking up.
ReplyDeleteI do need to revisit my budget, though... so that was a reminder I definitely needed.
One tip I can give to help with frugality, but which can get way out of hand & contribute to overspending if you aren't careful, is shopgoodwill.com. If you are into thrifting, & I always have been, this is just another way to shop for things at a discount. Watch out for buying stuff you don't need just because it's a great deal (I'm sooo guilty of that one) and remember that there is shipping & handling included when you bid on items. There is a store in the 'boro, though, so you could go pick up any purchases you make from that store on the site. If you sign up, message me your username so we don't end up bidding against each other, please!
So glad you're back to blogging! Can't wait for more info!
Shopping online at Goodwill..now I've heard everything! Leave it PI and thrifting! Charm? Really? I never thought of that one...guess 'cause charming comes naturally. LOL. Soon we can get to your self-helps...maybe you can give US some pointers.
ReplyDelete